Best apps for sending money in 2020

Best apps for sending money in 2020 full guide

Best apps for sending money in 2020

A money transfer apps offer the ability to send money across the world using different currencies in a way that is simple, easy, and pain-free. There is usually a charge associated with such transfers, so make sure you check the fees, but the best services usually offer reasonable rates that are worth the cost of convenience.

READ: Money Transfer App Review before you continue on the Best apps for sending money in 2020

Best money transfer apps at a glance

CashAppiOS, Android
1-2 days after first linking a card, then instantNo
VenmoiOS, AndroidFree for debit cards and bank transfers, 3% for credit cards and 1.5% for instant transfer1-2 days
Facebook MessengeriOS, Android

1-5 business days
PayPaliOS, AndroidFree for linked bank accounts and PayPal Cash, 2.9% fee for debit and credit cards3-4 days
ZelleWithin existing banking appsFree
One day
WorldRemitiOS, Android
Varies by country

1-7 days

Best money transfer apps



Quick and easy 

ThemeForest best selling themes

Added social features 

Safe and secure 

Venmo believes it has both individual users and businesses winning via its money transferring app. While the everyday user can make quick and simple payments via their phone, businesses are able to give an increasingly mobile-first audience a smooth, handheld checkout on purchases. A big ecommerce box ticked.   

At present, Venmo’s reputation is a little stronger in the former category, while parent company PayPal continues its dominance in the business world. The ‘digital wallet’ nature of the service makes it appealing for mobile-savvy individuals wanting to make quick peer-to-peer transfers to friends, with the experience enhanced by the ability to share purchases on their Venmo feed and add comments and emojis to their contacts’ shared purchases.   

How does it work?

Users make payments by linking their bank accounts or debit cards directly via the app, or by transferring the money stored within their Venmo account. These transfers can be stored as a Venmo balance to be used later or cashed out immediately to a bank account.

With its slick UI and all-round convenience winning favor among millennials, businesses seeking to tap this younger market will increasingly consider wrapping Venmo into their payment systems, and they can do so in the knowledge that it safeguards payment data with encryption for maximum safety and security.   

For debit card transactions, the Venmo app is free to use. Merchants looking to adopt the service can find out more here

·         You can download Venmo here


Do I need a bank account for cash app?

If you have a Cash Card, you can use is to spend the money you have received directly from your Cash account balance. You will not need a bank account to access your fund this way.

Cash App is supported by any Android and iOS devices. Download it on your phone to send money anytime, anywhere.

Is Cash app safe to use?

Square Cash and other cash apps are safe to use for the most part as long as you follow instructions and keep other people out of your account. Use the password lock on your phone and don’t share your account information with anyone. Cash itself has security locks including PIN entry, touch ID and facial ID.


PayPal has long been the industry standard for Internet banking. All you need is an email address or a mobile phone number to send a payment, which may take from three to five business days to arrive in the current online system. 

A special link on the website, called PayPal.Me, is intended for personal use between friends and family and usually transmits the money within minutes. Send out a PayPal.Me link whenever you want to request a payment, such as when splitting a dinner bill with a group of friends.

Many people are having problems in setting up a 100% legit paypal account and for some people paypal cannot be accessed in their country, check out this guide on how to set up a paypal account world-wide


WorldRemit is an online money transfer service that provides international remittance services. It was founded in 2010 by Ismail Ahmed, Catherine Wines, and Richard Igoe. As of 2018, WorldRemit had around 3 million users. Its primary competitors include Remitly and TransferWise.

Can I get my money back from WorldRemit?

Yes. WorldRemit offers cancellation and refund facilities. You need to cancel the transfer as soon as possible because once the amount has been transferred to another country; the company will not process the cancellation.

You can use Monito’s live comparison tool to compare all services and find the best option for your international money transfer.

WorldRemit is a legitimate and trustworthy money transfer service. It has excellent reviews on Trustpilot with an average rating of 4.5 (out of 5) across almost 40,000 reviews.


Zelle is a United States–based digital payments network owned by Early Warning Services, a private financial services company owned by the banks Bank of America, BB&T, Capital One, JPMorgan Chase, PNC Bank, US Bank and Wells Fargo.The Zelle service enables individuals to electronically transfer money from their bank account to another registered user’s bank account (within the United States) using a mobile device or the website of a participating banking institution

How do I get money from Zelle?

If you have not yet enrolled your Zelle profile, follow these simple steps:

  1. Click on the link provided in the payment notification.
  2. Select your bank or credit union.
  3. Follow the instructions provided on the page to enroll and receive your payment.

How do I use Zelle?

Send and Receive Money with Zelle®

  1. ACCESS ZELLE® Get started by enrolling your email or U.S. mobile number through your mobile banking app or with the Zelle app.
  2. Pick a person to pay. Enter the preferred email address or U.S. mobile number of the recipient. …
  3. Choose the amount. Enter the amount to send.

6. Facebook messenger

Facebook Messenger (commonly known as Messenger) is an American messaging app and platform developed by Facebook, Inc. Originally developed as Facebook Chat in 2008, the company revamped its messaging service in 2010, and subsequently released standalone iOS and Android apps in August 2011 and standalone Facebook Portal hardware for Messenger-based calling in Q4 2018.

Users can send messages and exchange photos, videos, stickers, audio, and files, as well as react to other users’ messages and interact with bots. The service also supports voice and video calling. The standalone apps support using multiple accounts, conversations with optional end-to-end encryption, and playing games.

How do you send money on Messenger 2020?

To send money:

  1. Start a message with a friend.
  2. Tap the $ icon and enter the amount you want to send.
  3. Tap Pay in the top right and add your debit card to send money.

Is it safe to send money through Facebook?

Facebook encrypts payments and user information to safeguard your money and transaction details. … Like other services, Facebook’s payment system is still susceptible to scams. To use Facebook’s payment system safely, avoid clicking on links from people you do not know or pay people you have not met in person.Jun 29, 2019


With all the information i provided ,i hope that one of them will suit your test and need i personally use paypal to transfer and receive money online. And i would say that this Best apps for sending money in 2020 are very good and i hope you enjoy them.

Best apps for sending money in 2020

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